M-Pesa FinTech Integration: How to Build Payment Gateways & USSD Apps

By fred junior Uncategorized
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About Course

Unlock the absolute most in-demand tech skill in Africa. Learn how to natively integrate Safaricom’s Lipa Na M-Pesa API (Daraja 2.0), trigger secure STK Push transactions, and build interactive USSD apps.

Course Curriculum

  • Module 1: The Daraja API Portal – Sandbox setups, Keys, and C2B/B2C authentication.
  • Module 2: Lipa Na M-Pesa STK Push – Triggering mobile checkout menus directly on user handsets.
  • Module 3: Callbacks & Webhook Security – Handling validation endpoints, secure transaction tokens, and DB updates.
  • Module 4: USSD Menu Engineering – Designing high-converting offline menus for feature phones using Python and PHP.

What You Get:

Ready-to-Deploy Python STK Push Snippets • Callback Webhook Boilerplates • Interactive USSD Menu Simulator • Safaricom API Sandbox Access • Professional Developer Certification.

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Course Content

Module 1: The Daraja API Ecosystem
Understand the architecture of Safaricom Daraja, create sandbox apps, and generate OAuth credentials.

  • Navigating the Daraja Portal
  • OAuth and Token Generation

Module 2: Lipa Na M-Pesa STK Push
Trigger the M-Pesa PIN prompt directly on your customers mobile phones.

Module 3: Webhooks and Callback Processing
Build secure endpoints to receive transaction confirmations and update your database.

Module 4: B2C and B2B API Integrations
Learn how to disburse funds from your paybill to customers (B2C) or other businesses (B2B).

Module 5: USSD Menu Engineering
Design interactive, offline menus for feature phones using Africas Talking API.

Module 6: Security and Production Deployment
Transition from the sandbox to the live Daraja environment securely.

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